Tangerine’s globally diversified index mutual funds have long been solid options for new investors looking for an easy way to start investing. But their fees have not been competitive for some time. With Management Expense Ratios (MERs) of around 1.06%, they are more expensive than robo-advisors, TD e-series mutual funds or the one-fund index exchange-traded … Continue reading Tangerine’s New Global ETF Portfolios Are Another Solid Option for Investors
A service that requires an iPhone, an Apple Watch an Apple TV, and some home fitness equipment for the full experience may not seem very frugal. But hear me out. Apple Fitness+ is really good, and it is an excellent value if you already have the required Apple devices. What is it? Apple Fitness+ is … Continue reading Apple Fitness+ Review
Our happiness depends on how we see ourselves relative to others. We look at the houses our friends and neighbours live in, the clothes they wear, the vacations they take, or the cars they drive. Unfortunately, it's becoming easier and easier to compare ourselves to strangers. The problem with these comparisons is that the appearances … Continue reading Don’t Compare Yourself To an Illusion
Living in a paid-off home can be a nice way to keep your expenses low in retirement. All you need to worry about are property taxes, maintenance, utilities and insurance. But what if your home is really valuable? You might own a detached house in an expensive city. Or, you might live in a home … Continue reading Should You Sell Your Home and Rent in Retirement?
The federal government recently projected a $343 billion deficit for the current fiscal year. Predictably, everyone seems to be freaking out. That’s not a surprise. $343 billion is a lot of money, especially if you aren't used to thinking about government finances. Imagine taking out a $343 billion mortgage! This has lead to all sorts … Continue reading Is a $343 Billion Deficit a Big Deal?