Robo-Advisors – Are You Getting Value for Your Money?

I want to start by making it clear that this post is not meant to bash robo-advisors. They are not dangerous, and moving from high-fee mutual funds to a robo-advisor would likely be a big improvement in your personal finances. Their relatively low fees, ease of use and focus on index investing have been a … Continue reading Robo-Advisors – Are You Getting Value for Your Money?

Canada’s Old Age Security (OAS) Pension

This is meant to provide you with a quick simplified overview of how the program works for most Canadians. For retirement planning purposes, please refer to the official government documentation. In addition to workplace pensions and personal retirement savings, most Canadians will receive income from two public programs in retirement: the Canada Pension Plan (CPP) … Continue reading Canada’s Old Age Security (OAS) Pension